23rd Aug 2018

Since 1990, there has been a dramatic increase in the rate at which older Americans file bankruptcy. One study indicates that the percentage of elderly filers has gone from 2.1 percent in 1991 to 12.2 percent in 2018. The cause … more

9th Aug 2018

A few months ago, the Federal Reserve reported that an increasing number of Americans are falling behind on their car or truck payments and are in danger of having their vehicles repossessed. The report states that there are 6.3 million … more

You have probably heard the saying that you can’t afford to be sick in America. This sad statement is truer now more than ever. I recently read a survey stating that more than 60 percent of insured Americans with medical … more

30th Jul 2018

When you turn retirement age in America, you generally look at slowing down a bit, perhaps stopping work and enjoying some time with the grandkids. Unfortunately, things change quickly. Sickness and hospital stays can lead to mounting medical bills that … more

29th Jun 2018

As a bankruptcy attorney, I am often asked by prospective clients if they should wait to file bankruptcy.  Some of them believe that the job market may soon turn around so they can find better employment. Others want to wait … more

20th Jun 2018

Have you ever taken out a payday loan? People often go in there thinking that it will be just a one-time thing, but it never is. If you haven’t taken out this loan before, don’t do it. If you have, … more

15th May 2018

Now, more than ever, it is time to take control of your credit card debt.  The Federal Reserve reports that overall consumer borrowing in the United States increased by 8.8 percent in November 2017, the most that it has in … more

11th Apr 2018

In a recent study by the Employee Benefit Research Institute, researchers have determined that older Americans (those who are older than 55 years of age) are increasingly more in debt than in prior years.  The study states that in 1992, … more

26th Mar 2018

What would you do if the air conditioning goes out in your house tomorrow or if the transmission goes out in your car? Could you afford it? Would you have to go without food or electricity to cover the minor … more

13th Feb 2018

Many people have the belief that once you file for bankruptcy, you will never have credit again. Thus, you will never be able to purchase a car, home or even have a credit card. This belief is simply untrue. Quite … more

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