19th Jul 2017

  You may have wondered about protecting your property if you were to file bankruptcy, more specifically, your jewelry.  There are two ways of protecting property in bankruptcy,  You can either choose the federal exemptions, which are available under Title … more

12th Jul 2017

When you file Chapter 7 or Chapter 13, a bankruptcy trustee is automatically assigned to your case.  Some clients periodically ask me if we can choose our trustee.  The fact is that we have no control over which trustee is … more

7th Jul 2017

  Image: Unspash / Redd Angelo Many people in the Houston area have issues with their homeowner’s associations.  These associations can require you to pay annual assessments in order to live in the neighborhood.  If you do not make these … more

27th Jun 2017

  A Chapter 13 bankruptcy will allow you rid yourself of debts and retain various assets. However, many people have cosigners on their debts, therefore one must understand the consequences of the bankruptcy for them. Once a Chapter 13 bankruptcy … more

21st Jun 2017

  A negative impact on credit rating is one of the primary reasons people give for deciding against filing for bankruptcy protection. But what is the true extent to which filing a bankruptcy will affect your credit score? Here I’ll … more

16th Jun 2017

  Your financial behavior immediately preceding a bankruptcy application is just as important as how you behave during the bankruptcy itself. Understanding what is expected of you and acting accordingly will get you the best outcome. Consult with a bankruptcy … more

3rd Apr 2017

  A common question among bankruptcy filers is how anyone can expect them to have the money to hire an attorney if they don’t have money to pay their bills.  It is a fair question that we deal with day … more

28th Mar 2017

    Just because you filed for bankruptcy, it does not mean that you will never be able to purchase a home in the future.  Many people worry about ever being able to qualify for a house once they filed … more

27th Feb 2017

  You certainly do not need to be unemployed in order to qualify for bankruptcy, but if you are unemployed, it is not a problem in filing Chapter 7 bankruptcy.  Chapter 7 is the type of bankruptcy that discharges, or … more

20th Feb 2017

  I am often asked the important question of whether a person will lose their home if they file bankruptcy.  As long as you reside in the home or intend to move back into the home in the near future, … more