15th May 2018

Now, more than ever, it is time to take control of your credit card debt.  The Federal Reserve reports that overall consumer borrowing in the United States increased by 8.8 percent in November 2017, the most that it has in … more

11th Apr 2018

In a recent study by the Employee Benefit Research Institute, researchers have determined that older Americans (those who are older than 55 years of age) are increasingly more in debt than in prior years.  The study states that in 1992, … more

26th Mar 2018

What would you do if the air conditioning goes out in your house tomorrow or if the transmission goes out in your car? Could you afford it? Would you have to go without food or electricity to cover the minor … more

9th Dec 2015

On November 25, 2015, the Internal Revenue Service published a reminder to individuals and businesses changes to the provisions regarding year-end gifts to charity.  Some of these reminders include the following:   First, Contributions of Clothing and Household Items.  In … more

3rd Dec 2015

As of September, 2015, Texas increased the dollar amount of personal property exemptions that may be claimed.  Texas has always had very generous exemptions, but it is now even better.  If you run into trouble with your creditors, you can … more

17th Nov 2015

Do you ever wonder what is showing up on your credit report?  There is an easy way to find out and it doesn’t cost you anything.  The government has set up a program where you can access your credit report … more

9th Nov 2015

Guest post from NACBA Telephone-Scam Soliciting Wire Transfers Prompts NACBA and Vermont Attorney General to Issue Consumer Warning Across the country, consumers are falling prey to a new scam targeting people who have filed for bankruptcy and others just getting … more

10th Aug 2015

In August 2015, the Internal Revenue Service has issued a warning to all taxpayers regarding Scam Artists posing as IRS agents in order to gain people’s tax information, social security number and payments.  These schemes occur over the phone, email … more

3rd Aug 2015

The Consumer Financial Protection Bureau (“CFPB”) is a federal agency charged with consumer financial protection and consumer complaints.  In their July 2015 monthly report, the CFPB took over 7,474 complaints from consumers regarding debt collection.  There are more complaints about … more

13th Jul 2015

It is not only the youth or even middle-aged population that is hit with Student Loan debt that is seemingly out of control, but Seniors are now the newest segment of society to face this dilemma.  Student Loan debt for … more

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