21st Jun 2017

  A negative impact on credit rating is one of the primary reasons people give for deciding against filing for bankruptcy protection. But what is the true extent to which filing a bankruptcy will affect your credit score? Here I’ll … more

16th Jun 2017

  Your financial behavior immediately preceding a bankruptcy application is just as important as how you behave during the bankruptcy itself. Understanding what is expected of you and acting accordingly will get you the best outcome. Consult with a bankruptcy … more

3rd Apr 2017

  A common question among bankruptcy filers is how anyone can expect them to have the money to hire an attorney if they don’t have money to pay their bills.  It is a fair question that we deal with day … more

28th Mar 2017

    Just because you filed for bankruptcy, it does not mean that you will never be able to purchase a home in the future.  Many people worry about ever being able to qualify for a house once they filed … more

27th Feb 2017

  You certainly do not need to be unemployed in order to qualify for bankruptcy, but if you are unemployed, it is not a problem in filing Chapter 7 bankruptcy.  Chapter 7 is the type of bankruptcy that discharges, or … more

20th Feb 2017

  I am often asked the important question of whether a person will lose their home if they file bankruptcy.  As long as you reside in the home or intend to move back into the home in the near future, … more

14th Feb 2017

If you are thinking about filing bankruptcy, you may wonder about the possibility of losing your job or not finding a new job.  Another question that is often asked is whether your employer will find out that you filed bankruptcy.  … more

8th Feb 2017

  If a creditor files a lawsuit against you to collect on a debt, a bankruptcy will stop the lawsuit in its tracks.  Filing bankruptcy, whether Chapter 7 or Chapter 13, invokes an automatic stay against any collection from a … more

1st Feb 2017

If you  have lost your home through foreclosure in Texas, it will be a long process waiting to become eligible for a bank loan to purchase another property. In addition to this, things that you might consider to avoid a … more

16th Jan 2017

With the coming of a new year, it is a good time to review your spending habits and make appropriate adjustments.  One of the best things you could do for yourself is to get out a pair of scissors from … more