16th Oct 2017

If you have fallen behind in payments to a creditor, whether it be a credit card, medical bill or other type of debt, it is possible that this creditor will file a lawsuit against you in an effort to collect … more

11th Oct 2017

Home ownership, or a place to call our own is a basic human instinct and something all Houstonians desire. When we do finally achieve this life goal, one of our worst fears can be the possibility of losing our home … more

3rd Oct 2017

Declaring yourself as bankrupt is a serious legal step that can allow those drowning in debt to address their financial problems and make a fresh start. Because of the automatic stay and discharge of debts that  Chapter 7 and Chapter … more

20th Sep 2017

  We were all hit very hard from Hurricane Harvey wherever you live in Southeast Texas.  It was devastating to many of us, our family and our friends.  We all know someone who simply lost everything they own to the … more

19th Jul 2017

  You may have wondered about protecting your property if you were to file bankruptcy, more specifically, your jewelry.  There are two ways of protecting property in bankruptcy,  You can either choose the federal exemptions, which are available under Title … more

12th Jul 2017

When you file Chapter 7 or Chapter 13, a bankruptcy trustee is automatically assigned to your case.  Some clients periodically ask me if we can choose our trustee.  The fact is that we have no control over which trustee is … more

7th Jul 2017

  Image: Unspash / Redd Angelo Many people in the Houston area have issues with their homeowner’s associations.  These associations can require you to pay annual assessments in order to live in the neighborhood.  If you do not make these … more

27th Jun 2017

  A Chapter 13 bankruptcy will allow you rid yourself of debts and retain various assets. However, many people have cosigners on their debts, therefore one must understand the consequences of the bankruptcy for them. Once a Chapter 13 bankruptcy … more

21st Jun 2017

  A negative impact on credit rating is one of the primary reasons people give for deciding against filing for bankruptcy protection. But what is the true extent to which filing a bankruptcy will affect your credit score? Here I’ll … more

16th Jun 2017

  Your financial behavior immediately preceding a bankruptcy application is just as important as how you behave during the bankruptcy itself. Understanding what is expected of you and acting accordingly will get you the best outcome. Consult with a bankruptcy … more