13th Feb 2018

Many people have the belief that once you file for bankruptcy, you will never have credit again. Thus, you will never be able to purchase a car, home or even have a credit card. This belief is simply untrue. Quite … more

Over the past 10 years, the housing market has taken a big hit from the economic recession in the United States. Foreclosures and bankruptcies have both been affected by this financial crisis. Things are now slowing beginning to change allowing … more

5th Feb 2018

Image courtesy of Joshua Reddekopp / UnSplash   We are almost 5 months past the incredible Hurricane Harvey.  Immediately following the hurricane, several mortgage companies and car creditors starting deferring payments to those affected by the storm.  These deferments are … more

22nd Jan 2018

It may be hard to know when is the right time to file bankruptcy and whether you qualify to file bankruptcy.  It is a fairly tricky question and you should consult an attorney who specializes in bankruptcy to help you … more

30th Nov 2017

Around this time of year we tend to increase our debts and start the new year determined to find a debt solution. Many will start 2018 by exploring the options available to them to start the journey towards living debt … more

23rd Nov 2017

Many Americans, including the president, have filed bankruptcy more than once. Life often deals us unexpected cards that leave is deep in credit debt. Being sensible with your expenditure is sometimes not enough to prevent financial meltdown. In fact, US … more

31st Oct 2017

Occasionally, I will have elderly clients walk through the door who have a reverse mortgage on their home.  At the time they took out the reverse mortgage, everything seemed fine and they were excited to receive the money to use … more

24th Oct 2017

We are almost 2 months past the incredible Hurricane Harvey, but still live its aftermath.  Many Texans struggle to keep up their mortgage and car payments after having been displaced out of their home or from being off work for … more

16th Oct 2017

If you have fallen behind in payments to a creditor, whether it be a credit card, medical bill or other type of debt, it is possible that this creditor will file a lawsuit against you in an effort to collect … more

11th Oct 2017

Home ownership, or a place to call our own is a basic human instinct and something all Houstonians desire. When we do finally achieve this life goal, one of our worst fears can be the possibility of losing our home … more