15th May 2018

Now, more than ever, it is time to take control of your credit card debt.  The Federal Reserve reports that overall consumer borrowing in the United States increased by 8.8 percent in November 2017, the most that it has in … more

11th Apr 2018

In a recent study by the Employee Benefit Research Institute, researchers have determined that older Americans (those who are older than 55 years of age) are increasingly more in debt than in prior years.  The study states that in 1992, … more

26th Mar 2018

What would you do if the air conditioning goes out in your house tomorrow or if the transmission goes out in your car? Could you afford it? Would you have to go without food or electricity to cover the minor … more

13th Feb 2018

Many people have the belief that once you file for bankruptcy, you will never have credit again. Thus, you will never be able to purchase a car, home or even have a credit card. This belief is simply untrue. Quite … more

Over the past 10 years, the housing market has taken a big hit from the economic recession in the United States. Foreclosures and bankruptcies have both been affected by this financial crisis. Things are now slowing beginning to change allowing … more

5th Feb 2018

Image courtesy of Joshua Reddekopp / UnSplash   We are almost 5 months past the incredible Hurricane Harvey.  Immediately following the hurricane, several mortgage companies and car creditors starting deferring payments to those affected by the storm.  These deferments are … more

22nd Jan 2018

It may be hard to know when is the right time to file bankruptcy and whether you qualify to file bankruptcy.  It is a fairly tricky question and you should consult an attorney who specializes in bankruptcy to help you … more

30th Nov 2017

Around this time of year we tend to increase our debts and start the new year determined to find a debt solution. Many will start 2018 by exploring the options available to them to start the journey towards living debt … more

23rd Nov 2017

Many Americans, including the president, have filed bankruptcy more than once. Life often deals us unexpected cards that leave is deep in credit debt. Being sensible with your expenditure is sometimes not enough to prevent financial meltdown. In fact, US … more

31st Oct 2017

Occasionally, I will have elderly clients walk through the door who have a reverse mortgage on their home.  At the time they took out the reverse mortgage, everything seemed fine and they were excited to receive the money to use … more